The Geopolitical Economist (Medium) • 28th November 2025

AI is handling bank loans. Regulators are Lagging Behind

AI is handling your bank loan. Regulation is lagging behindThe AI bubble is expanding, and banks are transitioning to fintech faster than regulatory bodies are able to keep up.The real fight isn’t the capital but the algorithms running the bank credit loans that aren’t being audited.Consumer credit, like Upstart and Zest AI, and mortgages, like Fannie Mae’s automated desktop underwriters, are using types of algorithmic scoring and machine learning tools in order to provide financial servicing.Th...

The Geopolitical Economist (Medium) • 28th November 2025

Basel III Endpoint Can’t Price Intellectual Ideas, and US Banks will Fall Behind

Much of the discourse surrounding the Basel III Endgame capital proposal is centered on whether the increase in capital requirements would make banks safer or put a chokehold on lending.The debate is familiar. Regulators crack down on safety. Banks worry about their credit tightening. Lobbyists swoop in to fill the gap.Each side is arguing on a framework that is frankly in the past. The entirety of Basel’s logic and its vouch for risk and safety doesn’t really apply to the current state of AI an...

Investing.com • 17th November 2025

Exxon Mobil Earnings Stability Supported by Guyana and Permian Output | Investing.com

In the third quarter of 2025, Exxon Mobil reported earnings of $7.5 billion, which increased from $7.1 billion as the Guyana and Permian Basin record production helped offset crude prices. Their earnings per share (EPS) were $1.76, and they had a $14.8 billion cash flow from operations.To shareholders, they received back $9.4 billion through buybacks and dividends. Exxon raised its 4th quarter dividends to $1.03 per share.Exxon’s CEO, Darren Woods, says that despite timid prices, the company con...

Investing.com • 3rd November 2025

Are Tokenized Treasuries Becoming Crypto’s Most Important Type of Asset? | Investing.com

U.S. Treasuries, or government bonds, moving "on-chain"—that is, recorded and transferred using blockchain ledger technology—represent the next stage of real-world digital asset adoption. "Tokenized" in this context means converting the ownership of these assets into a digital token that exists on a blockchain network.As big bulge bracket banks are looking to adopt more and more crypto within their asset class, tokenized U.S. treasuries are growing. While it remains relatively small compared to...

CohortNews • 30th October 2025

Compounding Pharmacies, Telehealth Startups Target 'Grey Market' for Popular Weight Loss Drugs

By Priya Batchu
Seeking to capitalize on the massive success of weight loss drugs like Ozempic, some compounding pharmacies and telehealth startups are offering compounded GLP-1–based products, a "grey market" that has attracted lawsuits from pharmaceutical giants and raised regulatory concerns.

Current companies like Biogen and Eli Lilly are focusing on the next round of their medications, including oral pills and strategies to help preserve lean muscle mass. 

Early in the GLP-1 hype, users re...

The Geopolitical Economist (Medium) • 19th October 2025

Saudi Arabia Sets Hard Price Ceiling on Crude, Shifts from Price Defense Strategy

Saudi Arabia used to be the oil market’s so-called “price hawk,” setting high price floors on Brent Crude Oil by going for $80-$100 a barrel. However, the kingdom has called it quits.The global crude oil market is undergoing a predictable shift due to the OPEC+ coalition with Saudi Arabia’s developing strategy. Investors knew the kingdom would eventually stop sacrificing its own market share to keep prices high. The pivot from a Price Defense Strategy to a Market Share Defense strategy effective...

Investing.com • 15th October 2025

Brent Futures Curve Flattens as Black Sea Conflict Reshapes Oil Outlook | Investing.com

Given the current events in Ukraine/Russia in the Black Sea, geopolitical volatility is no longer just a short-term price effect but a long-term factor shaping oil market pricing and investor outlook.The global oil market handles geopolitical flare-ups much like aftershocks. The Gaza-Israel ceasefire, Ukrainian drone attacks on West Siberian oil refineries, or international sanctions typically send future contract prices soaring.This is where backwardation happens; long-term supply encourages pr...

InsiderFinance Wire (Medium) • 3rd October 2025

Stimulant Shortages Hit Mom & Pop Pharmacies while Wall Street Bets on the Middleman

Stimulant prescription drugs, such as Adderall, have been in short supply for many years, and now, United States President Donald Trump’s import tariffs on pharmaceuticals and leading drug manufacturing countries, such as India and Vietnam, threaten to worsen the undersupply.Ansonia Pharmacy, a quaint drugstore in Greenwich Village, struggles with stimulant drug shortages. “We don’t have it here.” Prescriptions such as Adderall are short, and patients accept it. Drawing to what it seems to be a...

CohortNews • 25th November 2025

PJT Partners Earnings Exceed Analysts' Expectations

By Priya Batchu

PJT Partners Inc., a leading global advisory investment bank, announced third quarter earnings that exceeded expectations, citing sustained investments across the firm's businesses.“Our firm delivered very strong results, with Revenues, Pre-tax Income and EPS all reaching record highs for both the three and nine-month periods as the significant investments we have made over an extended period of time continue to bear fruit," Paul J. Taubman, Chairman and Chief Executive Officer...